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Life Insurance: Are You Covered?
When and How to Refinance Your Life Insurance
By Melinda Copp
"While it's good to take a fresh look at your life insurance contracts, be aware of these two clauses," says Brian Ashe, the immediate past chair of Life and Health Insurance Foundation for Education.
Talk to an Expert
If you have had your current policy for several years or your financial needs have changed, and you think a life insurance refinance is right for you, see what policies are available by talking to an insurance broker that has access to several different plans. A broker can talk to you about your needs, show you what several different companies have to offer, and make recommendations based on what is best for you and your family. Refinancing your life insurance is a big decision and you don't want to make any mistakes. Start by assessing your needs and researching what's available.
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